Barclays Bank CD Rates [month] [year]: A wide range of maturity lengths with solid interest yields
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Barclays Bank certificate of deposit (CD) rates are on par with those of many other online banks and financial technology (fintech) companies. Its six-month rate is among the best CD rates on the market, with longer terms earning decent interest yields as well.
Barclays’ online banking division is headquartered in Wilmington, Delaware. The same offices host the United States division of Barclays, which includes the credit card and payment group. The Barclays corporation dates back to 1690 and two London, England goldsmith bankers, John Freame and Thomas Gould. It serves more than 48 million worldwide customers and clients.
All rates and fees are current as of October 4, 2024, and are subject to change.
More details on Barclays Bank CD rates and products
Barclays Bank only offers standard CDs ranging from three to 60 months in length. These CDs renew at automatically at the adjusted rate upon maturity. The bank will notify you 30 days before maturity and again seven days before so you can either choose to allow it to renew or withdraw your funds. You can also set maturity options in the online banking platform.
From maturity, you have a 14-day grace period to withdraw funds. During that time, you must notify Barclays in writing or by phone. For more information, contact the Barclays Customer Care team at (888) 710-8756 daily from 8 a.m. to 8 p.m. Eastern time. You will receive interest disbursements monthly, with the option to keep it in your CD account or transfer it to your Barclays Online Savings account.
Standard CDs
You can open a CD with Barclays Bank, ranging from three to 60 months in maturity. These maturity lengths are standard compared to other online banks and fintechs. The bank will charge an early withdrawal penalty if you remove principal funds before maturity.
Unlike many competitors, there is no set minimum opening deposit, but you must fund the account within 14 calendar days of opening.
Compare Barclays Bank to top competitors
 Barclays |
 Discover |
 Marcus by Goldman Sachs |
|---|---|---|
| 6 months | 6 months | 6 months |
| 5.00% | 3.90% | 4.50% |
| 12 months | 12 months | 12 months |
| 3.75% | 4.10% | 4.50% |
| 18 months | 18 months | 18 months |
| 3.25% | 3.80% | 4.25% |
| 24 months | 24 months | 24 months |
| 3.00% | 3.60% | 4.00% |
| 36 months | 36 months | 36 months |
| 3.00 | 3.50% | 4.15% |
| Learn more | Learn more | Learn more |
| Read our review of Barclays Bank |
See more of Discover Bank CD Rates |
See more Marcus by Goldman Sachs CD rates |
Learn more about Barclays Bank
Barclays Bank doesn’t offer a wide range of other products and services, but it does offer high-yield online savings and tiered savings accounts. You can earn up to 4.20% APY, one of the higher savings rates available. The bank also offers several co-branded credit cards and personal loans, although the loan products are by invitation-only.
For more information on all the banking products and services offered, check out our full review of Barclays Bank.
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